LOW RISKANNUAL

Annual Probability of a Parking Lot Accident

~3%

Annual probability in US

About 3% of drivers are involved in a parking lot accident each year. Parking lots account for about 20% of all car accidents.

|Type: NGO

Insurance data indicates that approximately 20% of all vehicle accidents occur in parking lots, and about 3% of drivers are involved in a parking lot accident in any given year. This translates to roughly 50,000 parking lot crashes per year causing injuries and about 500 fatalities. Parking lots also account for about 50% of all vehicle-pedestrian incidents in commercial areas.

The most common types of parking lot accidents include backing collisions (the most common, about 35%), pulling out of parking spaces (about 25%), driving through the lot and colliding with another vehicle (about 20%), and pedestrian strikes (about 15%). The average speed in parking lot accidents is only about 5-10 mph, but even low-speed impacts can cause whiplash, bumper damage, and pedestrian injuries.

Contributing factors include distracted driving (checking phones while driving through lots), limited visibility (SUVs and trucks blocking sightlines), unclear right-of-way, and pedestrian inattention. Prevention measures include driving slowly, using backup cameras (now standard on all new US vehicles since 2018), avoiding phone use, walking in designated pedestrian pathways, and parking in well-lit areas. Many parking lot accidents result in disputed liability, as determining fault can be complex.

Use This in a Decision

Plug this probability into our expected value calculator to make a data-driven decision.

Start a Decision